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Personal insurance in Edmonds, WA
Personal insurance for Edmonds families
Auto, home, condo, renters, boat, life and more, reviewed together so nothing falls through the cracks. One local agency, several insurance companies to compare.
How we approach personal insurance
Most households have several policies bought at different times from different places. Gaps show up in the spaces between them: an umbrella that does not match the auto limits, a condo policy that ignores the HOA deductible, a boat nobody remembered to add. We start with a full review of what you have, explain each policy in plain language, and then recommend appropriate coverage. Sometimes that means more protection. Sometimes it means cutting coverage you do not need.
Because we are affiliated with AAA and also work with non-exclusive carriers, we can compare more than one company for most lines. Bundling auto and home with the same carrier often lowers the total cost, but not always, so we check both ways.
Personal coverage we offer
Auto insurance
Washington minimums and the higher limits most families should carry.
Home insurance
Replacement cost coverage for your house, belongings and liability.
Condo insurance
HO-6 policies coordinated with your HOA master policy.
Renters insurance
Belongings, liability and temporary housing costs.
Landlord insurance
Dwelling fire policies for rental homes, ADUs and condos.
Umbrella insurance
An extra $1 million or more of liability protection.
Boat insurance
Boats, sailboats, jet skis and marina requirements.
RV insurance
Motorhomes, travel trailers and full-timer coverage.
Motorcycle insurance
Liability, physical damage and gear coverage for riders.
Classic car insurance
Agreed value coverage for collector vehicles.
Life insurance
Term and permanent life insurance for your family.
Earthquake insurance
Separate coverage most Puget Sound homeowners do not have.
Flood insurance
NFIP and private flood options for homes near water.
Jewelry and valuables
Scheduled coverage for rings, art, watches and collections.
Personal insurance questions
Is it cheaper to bundle home and auto insurance?
Often, yes. Most carriers give a multi-policy discount when you place home and auto together. We still compare the bundle against separate policies, because the cheapest auto company is not always the best home company for your property.
How often should I review my insurance?
At least once a year at renewal, and any time something changes: a new driver, a remodel, a new boat, a new baby, a home-based business or a move.
What should I bring to a coverage review?
The declarations pages for your current policies. They list your limits, deductibles and premiums, which is everything we need to compare.
Get a quote from Edmonds Insurance
Call (425) 555-0100 or request a quote online. Our Edmonds office is open Monday through Friday, 9 am to 5 pm, at 7523 220th St SW.