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Motorcycle insurance in Edmonds, WA
Motorcycle insurance for Washington riders
Street bikes, cruisers, touring bikes and scooters, with coverage for your gear and the riding season you actually have.
Washington requires motorcycle riders to carry the same minimum liability limits as car drivers: $25,000 per person, $50,000 per accident and $10,000 property damage. Riders face higher injury risk than drivers, so medical payments and uninsured motorist coverage are especially important.
Motorcycle coverage options
- Liability, collision and comprehensive
- Uninsured and underinsured motorist bodily injury
- Medical payments
- Safety gear and helmet coverage
- Custom parts and equipment
- Roadside assistance and trip interruption
Discounts riders ask about
Completing an approved motorcycle safety course, bundling with your auto policy, owning multiple bikes and riding experience can all lower premiums depending on the company.
Motorcycle insurance FAQ
Does my car insurance cover my motorcycle?
No. Motorcycles need their own policy, though we can often bundle them with your auto for a discount.
Can I lower my premium in winter?
Some carriers offer seasonal options that keep comprehensive in place while reducing other coverage during the months you do not ride. We will explain the tradeoffs.
Related coverage
Get a quote from Edmonds Insurance
Call (425) 555-0100 or request a quote online. Our Edmonds office is open Monday through Friday, 9 am to 5 pm, at 7523 220th St SW.