Car insurance in Edmonds, WA with limits that actually protect you

Washington requires every driver to carry at least $25,000 per person and $50,000 per accident in bodily injury liability and $10,000 in property damage liability. Those minimums were set decades ago and a single accident on I-5 or Highway 99 can easily exceed them. Edmonds Insurance helps drivers choose limits based on what they own and what they could lose, then compares several insurance companies to find the right price.

What auto insurance covers

• Liability: injuries and damage you cause to others, plus your legal defense.
• Personal injury protection (PIP): medical bills and lost wages for you and your passengers, regardless of fault.
• Uninsured and underinsured motorist: protects you when the other driver has little or no insurance.
• Collision: damage to your car from a crash, regardless of fault.
• Comprehensive: theft, vandalism, glass, falling trees, hitting a deer and storm damage.
• Extras: rental reimbursement, roadside assistance, gap coverage and new car replacement.

Auto insurance in Snohomish and King County

Auto rates across Washington rose sharply in 2024 and 2025, driven by repair costs, vehicle theft and more serious accidents. That makes shopping and reviewing coverage at renewal more valuable than ever. Common savings include multi-policy bundles with home or condo insurance, safe driver and good student discounts, telematics programs, and adjusting deductibles. We also help households adding a teen driver, drivers with a ticket or accident, and anyone who needs an SR-22 filing.

How we help

We start with your current declarations page, check your liability limits against your home equity and savings, and make sure uninsured motorist coverage matches your liability limits. Then we quote the companies most likely to fit your household. When something happens, our team helps you file the claim and follows up with the adjuster.