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Renters insurance in Edmonds, WA
Renters insurance in Edmonds and Lynnwood
Affordable protection for your belongings and your liability, often less than the cost of a weekly coffee.
Renters insurance covers your belongings, your personal liability and extra living expenses if your apartment or rental home becomes unlivable. Your landlord’s policy covers the building, not your things and not your liability. Many apartment communities in Edmonds, Lynnwood and Mountlake Terrace now require tenants to show proof of renters insurance.
What renters insurance covers
- Personal property: furniture, clothes, electronics, bikes and more, at home or away.
- Liability: if a guest is hurt or you accidentally damage someone else’s property, including your unit.
- Additional living expenses: hotel and meal costs after a covered loss such as a fire.
- Medical payments to others: small injury claims regardless of fault.
Save by bundling
Adding renters insurance to your auto policy often earns a multi-policy discount large enough to offset much of the renters premium. Ask us to quote both together.
Renters insurance FAQ
How much renters insurance do I need?
Add up what it would cost to replace your belongings. Many renters are surprised it is $25,000 or more. Choose replacement cost rather than actual cash value, and at least $100,000 to $300,000 of liability.
Does renters insurance cover my roommate?
Only people named on the policy and relatives living with you are typically covered. Roommates usually need their own policy.
Can I list my landlord as an interested party?
Yes. We can add your landlord or property manager so they receive proof of coverage automatically.
Related coverage
Get a quote from Edmonds Insurance
Call (425) 555-0100 or request a quote online. Our Edmonds office is open Monday through Friday, 9 am to 5 pm, at 7523 220th St SW.