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Retail insurance in Edmonds, WA
Insurance for retail shops and boutiques
Protect inventory, storefronts and customers, from downtown Edmonds boutiques to Alderwood-area shops.
Retail businesses typically need a business owners policy with property coverage for inventory and fixtures, general liability for customer injuries and product claims, and business income coverage, plus crime and cyber coverage if they handle cash or card data. Seasonal inventory swings and online sales add details worth getting right.
Coverage for retailers
- Inventory, fixtures, signs and tenant improvements
- Peak season increases for holiday stock
- Customer slip and fall and products liability
- Employee theft, burglary and robbery (crime coverage)
- Glass and storefront coverage
- Cyber and data breach for card payments and online stores
- Goods in transit and off-site at markets and events
Selling online too?
Many shops now sell through their own website or marketplaces. Products liability, shipping losses and cyber exposure all grow with online sales. Tell us how and where you sell so we can make sure coverage follows your products.
Retail insurance FAQ
Does my policy cover shoplifting?
Most property policies exclude ordinary shoplifting losses. Crime coverage can address employee theft and some burglary and robbery losses.
Do I need products liability if I resell other brands?
Yes. Retailers can be named in lawsuits over products they sell, even if they did not make them. General liability usually includes products coverage.
Related coverage
Get a quote from Edmonds Insurance
Call (425) 555-0100 or request a quote online. Our Edmonds office is open Monday through Friday, 9 am to 5 pm, at 7523 220th St SW.